The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. . Search RBC. AdChoices; Promotions; Royal Bank. Talk to an advisor for one-on-one investment advice, help making a plan and. S. 75% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 1, 2023 to April 30, 2023 1 . dollar 1. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. Promotional rate Bonus Offer. Making and Receiving Payments. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. $5,000 (for terms between 30-364 days) or GICs with Monthly interest payment option. Tip #1: The right account for you. Try this three-minute quiz to get the lowdown on your money mindset. For more information on the RBC Value Program please visit:. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. Rate [ % ] Date of Change. Another nice perk is that you do not need to keep a minimum balance in the account to earn interest. NO MONTHLY FEE 28. 090%. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. Keep up with your RBC Bank U. , RBC Global Asset Management Inc. Personalized Cheques legal bug 7. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. There are no blackout dates or advance booking restrictions, even during peak periods. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. In general, fintech banks tend to have lower transfer fees than larger banks. Consider these digital innovations to help streamline operations, optimize payables, and simplify how you pay your suppliers. The savings account offers a 0. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. For a limited time, open an RBC U. So far, the Canadian central bank has been raising rates in a bid to cool high inflation. S. , Royal Trust Company. The Bonus Interest Rate of 3. , RBC Global Asset Management Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. AdChoices; Promotions; Royal Bank. High Interest eSavings Account on the date (between November 15, 2022 and November 30, 2022) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even. $ 30. Move money between your business chequing and savings accounts easily. 90%: Regular: 1. 5% interest 26,27 for 3 months when you open your first RBC High Interest eSavings account. 4. 750. Introducing RBC Vantage. Free account transfers 24/7 with no delay. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Get advice any time you need it, at home or in-person. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. In this case, scammers will send an email that appears to be from a legitimate source and direct you to a fake website. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 10% for the first three months. The Bonus Interest Rate of 3. No annual fee. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. , Royal Trust Company. Apply by November 27, 2023. dollar account or an RBC High Interest eSavings account. 2% interest for 3 months when you open your first RBC High Interest eSavings account. 1 NSF fee rebated every calendar year legal bug 30. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. No minimum balance. Compare All Lines of Credit & Loans. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. You can deposit the amount you want into your account as there is no minimum deposit required. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. S. Plus, there are no monthly fees and minimum balance required to earn the high-interest rate, so you can start saving right away. An RBC advisor will be happy to enrol your existing account for you. Non-Sufficient Funds (NSF) Fee. 99%; Cash Advance Interest Rate: 22. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. 7% interest on your savings. The Bonus Interest Rate of 3. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 2. The Bonus Interest Rate of 3. E LIGIBILITY To be eligible for this eSavings Bonus Offer, you must have an eSavings account and new funds (from non -RBCThis Small Business Month let’s shine a spotlight on the heart of our economy, Canada’s small business owners. Notwithstanding the terms and conditions of any separate. Savers are really getting shafted as opposed to traders. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. 9 0 0. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. S. But calling 1. While the Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP) and FHSA all offer tax. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Unlock more from your everyday banking. 7% RBC savings account interest rate on your account balance. Contact Us. The Bonus Interest Rate of 3. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. , RBC Direct Investing Inc. ):. , Royal Trust Company or The. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. (a) any Deposit Account in U. 50. S. 95 each. dollar. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. On EQ Bank’s Website. Easily move money between your business accounts while earning interest on the funds you hold in the RBC Business Essentials Savings Account. RBC High Interest eSavings Account Earn 5. Open your first RBC High Interest eSavings account online and get 5. Introducing RBC Vantage. Find a Branch; Call 1-800-769-2511; Email; EN. e. 5% interest on every dollar for 3 months. The Bonus Interest Rate on August 3, 2023 was 3. Tap Transfer Between My Accounts. 1. RBC, TD, BMO. The Bonus Interest Rate of 3. 50% interest for 3 Months when you open your first RBC High Interest eSavings account. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. LIMITED TIME OFFER. Available. Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. Contact Us. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. 2 Year Fixed. RBC High Interest eSavings is a regular savings account that offers higher rates than other accounts but minimal features. Unused contribution room can be carried over to the next year, up to a maximum of $8,000. Click "View". , RBC Direct Investing Inc. RBC High Interest eSavings® No charge $5 5 RBC US High Interest eSavings® No charge $3 5 ¡ Interac Flash Point Of Sale (POS) Debit Transaction ¡ RBC Royal Bank loan payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank mortgage payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank investment contribution (pre-authorized. This limited-time offer is a great way to help you reach your savings goals. . RBC High Interest eSavings Account: Earn 5. The RBC U. Save up to $11. , Royal Trust Company or The. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. dollar account or the RBC High Interest eSavings account. Let's Connect. , RBC Direct Investing Inc. S. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now. Check back often for first time home buyer offers, switch offers, and other limited time offers. The Bonus Interest Rate on August 3, 2023 was 3. , Royal Trust Company or The. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. All remaining cash bonuses will be forfeited. , RBC Global Asset Management Inc. Contribute tax-free for up to 15 years. The Bonus Interest Rate of 3. dollar and receive free online transfers from this. Track your personalized savings goals in real time and watch your money grow. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. S. View top questions about the registered plans and investment products available through RBC Royal Bank. Free account transfers 24/7 with no delay. KOHO HISA. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Best High Interest Savings Accounts Best No-Fee Chequing Accounts Best Online Bank Accounts Best U. Free transfers between any RBC Royal Bank personal deposit accounts in your name 27. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. , RBC Direct Investing Inc. 5 9 0 0 so that we can help you open your account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Contribute even if you’re retired or not employed. dollar account or an RBC High Interest eSavings account. "The 2. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 090%. Receive tiered interest rates on your balances. Contact Us. Some main benefits of the Royal Bank High Interest eSavings account are: It offers unlimited online transfers to other RBC accounts, one free withdrawal per month, and has no monthly fee. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 150%. 99% if you reside in Quebec). S. RBC Credit Cards. Currently, there is a special offer that gives you a total rate of 5. RBC High Interest eSavings Account: Earn 5. Search a company name alphabetically or by category. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. S. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Unlimited debits worldwide. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 1. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. High Interest eSavings doesn't allow cheques and doesn't allow ATM access at other than RBC ATM's. 20%. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. Offer expires 3:00 PM EST on December 22, 2023. E. Dollar Chequing Accounts. For all personal deposit accounts other than the RBC High Interest eSavings® account, the RBC U. As of the start of the Promotional Period (February 1, 2023), the annual Bonus Interest Rate is 3. legal bug. A fixed rate mortgage offers an interest rate that is "locked-in" for the term of your mortgage, so you won't have to think about future interest rate fluctuations during your mortgage term. 1. High interest my ass. At a 1. Dollar Chequing Accounts Best Student Chequing Accounts. The Bonus Interest Rate of 3. Rate Type. Access funds at any time via ATM, branch, cheque, online or telephone banking. Overdraft Protection fee waived. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. Offer ends April 30, 2023. Please call us at 1‑877‑900‑59001. , RBC Global Asset Management Inc. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. 2% interest for 3 months when you open your first RBC High Interest eSavings account. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. S. Bank drafts can be used to make a payment to a third party, both in Canada and abroad 1 and are available for a fee of $9. legal bug. Purchase Interest Rate: 20. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. If you sign-up for the account between now and April 21, 2023, you will be eligible for a 4. 3. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Any balances over. 7. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Notwithstanding the terms and conditions of any separate. , RBC Direct Investing Inc. When you add on the bonus interest of. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. The Bonus Interest Rate of 3. Responsive Table Example. S. Minimum Investment. Table of Contents Show. Any balances over. RBC Enhanced Savings RBC High Interest eSavings RBC US High Interest eSavings®1 Monthly Fee2 $4. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Provision or acceptance of Bank of Canada notes and coins. Offer expires December 22, 2023. When you open the account, you can enjoy a high-interest rate of up to 4. For a limited time, open an RBC U. You can apply online, set up Save-Matic, and access your money 24/7 with no minimum deposit requirements or fees. 2% interest for 3 months when you open your first RBC High Interest eSavings account. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Any balances over. § RBC Enhanced Savings® § RBC High Interest eSavings® § RBC No Limit Banking® (discontinued) § RBC Student Banking® (discontinued) § RBC No Limit Banking for Students® (discontinued) § RBC Staff Banking In these Terms, each Eligible Account that you enrol in the Program is referred to as an “Enrolled Account”. Explore RBC Direct Investing. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. Get up to 6% cash back on a new RBC Cash Back MasterCard for the first 3 months. An RBC advisor will be happy to enrol your existing account for you. RBC’s HISA is referred to as the RBC High-Interest eSavings account. Also, the account only offers 1 free RBC ATM. Interest rate is subject to change at any time without notice. 490%. They have Cross Border Specialists who can set it all up for you over the phone. 1. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. 1 NSF fee rebated every calendar year legal bug 6. Valid until December 22, 2023 . Dollar Accounts > RBC US High Interest eSavingsTM > U. At the start of the Promotional Period (January 22, 2019), the annual Bonus Interest Rate was %;> ®RBC High Interest eSavings > ®RBC Enhanced Savings > ®RBC Day to Day Savings savings Accounts for Youth > RBC Leo’s Young Savers Account® u. No Points may be earned by an Existing Personal Client for upgrading from a personal savings account, such as the RBC High Interest eSavings ®, the RBC Enhanced Savings ® or the RBC Day to Day Savings account, to an Eligible Personal Banking Account. Sign In. RBC VIP Banking. 7% interest on your savings. To help grow your savings faster you will earn 5% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between May 10, 2023 to August 15 2023 1 . " From the Online Banking homepage select "view all account balances" under the Banking header. 80%:1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. , RBC Global Asset Management Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Get 350 when. 60% rate and has no monthly account fee. , RBC Direct Investing Inc. What is the Interest Rate on RBC High Interest eSavings Account? Is RBC High Interest eSavings good? Is RBC High Interest eSavings free? Overview of RBC. Apply Now View Card Details. 2 Year Fixed. Bank Drafts legal bug 8. And it comes free of cost and you need only do everything online. , RBC Global Asset Management Inc. 5 out of a possible 5 stars for a few reasons. 50%, with no monthly fees and no minimum balance requirements. Book an Appointment Opens in new window. Certificate of account balance/loan interest paid. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. AdChoices; Promotions; Royal Bank. No minimum balance required. I asked a while back. Choose any airline, any flight, any time. 99. RBC High Interest eSavings Account. 99% (21. Line of Credit. 7. Make up for missed contribution room from previous years indefinitely. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s. 00% interest rate on its High-Interest e-Savings Account. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Valid until December 22, 2023 ; CIBC eAdvantage Savings Account: Get a Smart Interest of 0. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. The Bonus Interest Rate of 3. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. $ 30. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. Tap Add a Payee. Card Details. APY. 25%. You then have 15 years to repay. 80%. The 2. Every dollar makes a difference when you’re saving for the future. The Offer is only applicable to new funds (as described in the full Terms & Conditions) of up to $1,000,000 (from non-RBC sources) deposited into an Eligible RBC High Interest eSavings Accounts from May 10, 2023 to August 15, 2023. 50% on balances up to $200,000 when you save $200 or more in a month (limits apply)The Bonus Interest Rate of 3. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. 99% if you reside in Quebec). RBC is one of Canada's biggest banks, and in terms of market capitalization, it's one of the largest in the world. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 70%, much less than what you’d earn with the EQ Bank Saving Plus Account (3. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 300% per annum. , RBC Direct Investing Inc. High Interest eSavings® account and the NOMI Find & Save ® account, you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) can change the preference from electronic to paper Statements and. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. The RBC High-Interest eSavings Account can be defined as a high-interest savings account (HISA). S. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). If you have not used the funds in your FHSA by that time, they can be transferred tax-free to your Registered Retirement Savings Plan (RRSP) without. Any balances over. 00. , RBC Direct Investing Inc. 0%) of all employees in the country. , Royal Trust Company or The Royal Trust Corporation of Canada The Bonus Interest Rate on August 3, 2023 was 3. Get $25 when you open an RBC Leo’s Young Savers Account 1 on us. 2. RBC High Interest eSavings Account: 2. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 3. The downside to having an online bank savings account is that when you need your money it. $ 24 or $ 18. Any balances over. Any balances over. ”. 6. The Bonus Interest Rate on August 3, 2023 was 3. The Bonus Interest Rate of 3. Visit a Branch Opens in new window. Compare up to three credit cards. legal bug. In the winter months, make sure you clear out the ice dams and icicles as well. , Royal Trust Company or The. The Bonus Interest Rate on August 3, 2023 was 3. Any balances over. Legal Disclaimer 14. High Interest eSavings Account is a cross-border account that lets you earn interest on any savings you hold in US dollars. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. S. 1. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. C. Get advice any time you need it, at home or in-person. S. At a 1. Business Essentials Savings Account. Withdraw your money at any time for any reason 2. 70% interest rate on all amounts deposited. The Bonus Interest Rate of 3. All remaining cash bonuses will be forfeited, even if all other Qualifying Criteria have been met. , RBC Direct Investing Inc.